Sep Ira Contribution Limits 2025 Married. The sep ira contribution limit for 2025 is 25% of an employee's total compensation, up to $69,000. The internal revenue service has issued their annual cost of living adjustments for 401.

What is the maximum sep ira contribution for 2025? Your contribution can’t exceed $69,000 in 2025, or $70,000 in 2025.